Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Overdraft

5.06% - 6.56%

-

RBB

Rastriya Banijya Bank
Hypothecation

5.06% - 6.56%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

5.06% - 6.06%

-

RBB

Rastriya Banijya Bank
Refinancing

5.06% - 6.56%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

5.40% - 8.40%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

5.40% - 7.40%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

5.40% - 8.40%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

5.40% - 10.40%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

5.40% - 8.40%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

5.40% - 7.40%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

5.40% - 6.40%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

5.40% - 6.40%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

5.40% - 6.40%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

5.50% - 7.50%

-

RBB

Rastriya Banijya Bank
Export Loan

5.56% - 5.56%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

5.75% - 7.25%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

5.75% - 7.00%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

5.75% - 7.50%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

5.75% - 7.75%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

5.85% - 7.85%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

5.86% - 9.36%

-

Kumari Bank

Kumari Bank
SME

5.88% - 7.88%

-

Himalayan

Himalayan Bank
Working Capital Loan

5.89% - 7.89%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

5.89% - 8.39%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

5.94% - 8.44%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

5.94% - 8.44%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

5.96% - 7.96%

-

Nepal SBI

Nepal SBI Bank
SME Loan

5.96% - 7.96%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

5.96% - 7.96%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

6.00% - 8.00%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

6.00% - 8.00%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

6.01% - 9.01%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

6.01% - 8.01%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

6.08% - 8.83%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

6.25% - 8.25%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

6.25% - 8.25%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

6.26% - 11.26%

-

Prime Bank

Prime Commercial Bank
SME Loan

6.26% - 11.26%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

6.26% - 11.26%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

6.33% - 10.08%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

6.33% - 10.08%

-

SCB

Standard Chartered Bank
Cash Credit

6.36% - 8.36%

-

SCB

Standard Chartered Bank
Short Term Loan

6.36% - 8.36%

-

SCB

Standard Chartered Bank
Export/Import Loan

6.36% - 8.36%

-

Excel Bikas

Excel Bikas Bank
Business Loan

6.38% - 10.38%

-

Excel Bikas

Excel Bikas Bank
SME Loan

6.38% - 9.88%

-

Himalayan

Himalayan Bank
Small/Personal Business

6.39% - 8.39%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

6.41% - 8.91%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

6.49% - 10.49%

-

Shine Resunga

Shine Resunga BB
Service Business

6.49% - 10.49%

-

Shine Resunga

Shine Resunga BB
Working Capital

6.49% - 10.49%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

6.49% - 10.49%

-

Shine Resunga

Shine Resunga BB
Trading Loans

6.49% - 10.49%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

6.57% - 11.57%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

6.57% - 11.57%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

6.57% - 11.57%

-

Sanima Bank

Sanima Bank
Working Capital/STL

6.61% - 8.61%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

6.68% - 8.68%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

6.68% - 8.68%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

6.69% - 10.68%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

6.69% - 10.68%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

6.69% - 10.68%

-

NMB Bank

NMB Bank
Working Capital Loan

6.72% - 8.72%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

6.72% - 11.72%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

6.72% - 11.72%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

6.75% - 10.75%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

6.75% - 10.75%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

6.75% - 10.75%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

6.76% - 8.76%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.83% - 8.83%

-

Kumari Bank

Kumari Bank
Corporate

6.88% - 8.63%

-

Garima Bikas

Garima Bikas Bank
SME Loan

6.89% - 8.89%

-

Garima Bikas

Garima Bikas Bank
Business Loan

6.89% - 8.89%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

6.91% - 8.41%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

6.91% - 8.41%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

6.91% - 8.41%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

6.91% - 10.91%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

6.99% - 8.99%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

7.01% - 9.01%

-

Global IME

Global IME Bank
Small Business Loan

7.33% - 9.33%

-

Kumari Bank

Kumari Bank
MSME/SME

7.38% - 9.38%

-

Muktinath

Muktinath Bikas Bank
Business Loan

7.44% - 9.44%

-

Green Develop.

Green Dev. Bank
Overdraft

7.50% - 11.50%

-

Green Develop.

Green Dev. Bank
SME Loan

7.50% - 11.50%

-

Manjushree

Manjushree Finance
Business Loan

7.55% - 11.55%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.56% - 7.56%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

7.58% - 11.58%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

7.58% - 11.58%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

7.58% - 11.58%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

7.68% - 9.68%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

7.68% - 9.68%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

7.69% - 9.69%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

7.75% - 9.75%

-

Central Fin

Central Finance Ltd
Working Capital

8.10% - 13.10%

-

Progressive

Progressive Fin. Co.
SME Loan

8.22% - 11.22%

-

Progressive

Progressive Fin. Co.
Industrial Loan

8.22% - 11.22%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

8.28% - 13.28%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

8.28% - 13.28%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

8.34% - 12.34%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

8.34% - 11.84%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

8.44% - 10.44%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

8.51% - 10.51%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

8.76% - 10.51%

-

Pokhara Finan.

Pokhara Finance
Business Loan

8.98% - 13.98%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

8.98% - 13.98%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

8.99% - 10.99%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

9.59% - 9.59%

7 years

Best Finance

Best Finance Co.
Industrial Loan

9.69% - 14.69%

-

Best Finance

Best Finance Co.
SME Loan

9.69% - 14.69%

-

Best Finance

Best Finance Co.
Working Capital Loan

9.69% - 14.69%

-

Updated as on: Nov 21, 2025