Business/SME Loan
| Bank/FI | Name | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|
RBBRastriya Banijya Bank | Overdraft | 4.75% - 6.25% | - | |
RBBRastriya Banijya Bank | Hypothecation | 4.75% - 6.25% | - | |
RBBRastriya Banijya Bank | Trust Receipt (NPR)/ Import Loan | 4.75% - 5.75% | - | |
RBBRastriya Banijya Bank | Refinancing | 4.75% - 6.25% | - | |
Nepal BankNepal Bank Ltd. | Export Finance in NPR | 4.78% - 6.78% | - | |
Nepal BankNepal Bank Ltd. | Trust Receipt (NPR) | 4.78% - 6.53% | - | |
Nepal BankNepal Bank Ltd. | WC-Industrial | 5.03% - 7.03% | - | |
Krishi BikasAgricultural Dev. Bank | Industry, Processing & Mines Loan | 5.06% - 8.06% | - | |
Krishi BikasAgricultural Dev. Bank | Wholesale Lending | 5.06% - 8.06% | - | |
Krishi BikasAgricultural Dev. Bank | Business Loan | 5.06% - 8.06% | - | |
Krishi BikasAgricultural Dev. Bank | Overdraft Loan | 5.06% - 10.06% | - | |
Krishi BikasAgricultural Dev. Bank | Saral Thekkapatta Karja | 5.06% - 8.06% | - | |
Krishi BikasAgricultural Dev. Bank | Hypothecation Loan | 5.06% - 7.06% | - | |
Krishi BikasAgricultural Dev. Bank | TR Loan | 5.06% - 6.06% | - | |
Krishi BikasAgricultural Dev. Bank | Pre-shipment Loan | 5.06% - 6.06% | - | |
Krishi BikasAgricultural Dev. Bank | Post shipment Loan | 5.06% - 6.06% | - | |
RBBRastriya Banijya Bank | Export Loan | 5.25% - 5.25% | - | |
SiddharthaSiddhartha Bank | Working Capital Loan | 5.26% - 8.76% | - | |
Nepal BankNepal Bank Ltd. | Working Capital-Commercial | 5.28% - 7.03% | - | |
Nepal BankNepal Bank Ltd. | Sambriddha Byabasaya Karja | 5.28% - 8.03% | - | |
Laxmi SunriseLaxmi Sunrise | Export Loans | 5.28% - 8.28% | - | |
Nepal BankNepal Bank Ltd. | 85th ann. loan | 5.28% - 7.28% | - | |
Nepal BankNepal Bank Ltd. | Permenent WC | 5.28% - 7.28% | - | |
Citizens BankCitizens Bank Int'l | Working Capital Loan | 5.34% - 7.84% | - | |
Citizens BankCitizens Bank Int'l | SME Loan | 5.34% - 7.84% | - | |
NIMBNepal Investment Mega Bank | Working Capital Loan | 5.40% - 7.40% | - | |
Kumari BankKumari Bank | SME | 5.41% - 7.41% | - | |
Prime BankPrime Commercial Bank | Working Capital Loan | 5.42% - 10.42% | - | |
Prime BankPrime Commercial Bank | SME Loan | 5.42% - 10.42% | - | |
Prime BankPrime Commercial Bank | Bewasahya Jevan Rakshya | 5.42% - 10.42% | - | |
HimalayanHimalayan Bank | Working Capital Loan | 5.49% - 7.49% | - | |
HimalayanHimalayan Bank | SME/ Card Merchant Loan | 5.49% - 7.99% | - | |
Nepal SBINepal SBI Bank | Working Capital Loan | 5.49% - 7.49% | - | |
Nepal SBINepal SBI Bank | SME Loan | 5.49% - 7.49% | - | |
Nepal SBINepal SBI Bank | Saral Karja-MSME | 5.49% - 7.49% | - | |
Everest BankEverest Bank | Working Capital-Overdraft | 5.57% - 7.57% | - | |
Nabil BankNabil Bank | Export/OD/TR/DL/STL | 5.65% - 8.15% | - | |
Global IMEGlobal IME Bank | WC Loan-Fluctuating | 5.70% - 8.45% | - | |
Nepal BankNepal Bank Ltd. | Sajilo Byabasaya Karja | 5.78% - 7.78% | - | |
Nepal BankNepal Bank Ltd. | Laghu Udhyam Karja | 5.78% - 7.78% | - | |
Excel BikasExcel Bikas Bank | Business Loan | 5.80% - 9.80% | - | |
Excel BikasExcel Bikas Bank | SME Loan | 5.80% - 9.30% | - | |
MahalaxmiMahalaxmi Bikas Bank | Udhamsil Loan | 5.83% - 9.58% | - | |
MahalaxmiMahalaxmi Bikas Bank | Working Capital Loan | 5.83% - 9.58% | - | |
Garima BikasGarima Bikas Bank | SME Loan | 5.85% - 7.85% | - | |
Garima BikasGarima Bikas Bank | Business Loan | 5.85% - 7.85% | - | |
Lumbini BikasLumbini Bikas Bank | Business Plus -OD | 5.86% - 9.86% | - | |
Lumbini BikasLumbini Bikas Bank | Business Plus-DL | 5.86% - 9.86% | - | |
Lumbini BikasLumbini Bikas Bank | Business Plus-TL | 5.86% - 9.86% | - | |
Shine ResungaShine Resunga BB | Industrial Loans | 5.91% - 9.91% | - | |
Shine ResungaShine Resunga BB | Service Business | 5.91% - 9.91% | - | |
Shine ResungaShine Resunga BB | Working Capital | 5.91% - 9.91% | - | |
Shine ResungaShine Resunga BB | Short Term Loan | 5.91% - 9.91% | - | |
Shine ResungaShine Resunga BB | Trading Loans | 5.91% - 9.91% | - | |
Shangrila Dev.Shangrila Bikas Bank | Working Capital Loan | 5.93% - 9.92% | - | |
Shangrila Dev.Shangrila Bikas Bank | SME Loan-OD | 5.93% - 9.92% | - | |
Shangrila Dev.Shangrila Bikas Bank | SME Loan-Term | 5.93% - 9.92% | - | |
HimalayanHimalayan Bank | Small/Personal Business | 5.99% - 7.99% | - | |
Kamana SewaKamana Sewa B.Bank | Business Loan | 6.02% - 11.02% | - | |
Kamana SewaKamana Sewa B.Bank | Saral Byapar Karrja | 6.02% - 11.02% | - | |
Miteri BikasMiteri Bikas Bank | Business Loan | 6.05% - 10.05% | - | |
Jyoti BikasJyoti Bikas Bank | Business Loan | 6.06% - 11.06% | - | |
Jyoti BikasJyoti Bikas Bank | Working Capital | 6.06% - 11.06% | - | |
Jyoti BikasJyoti Bikas Bank | SME Loan | 6.06% - 11.06% | - | |
Nabil BankNabil Bank | Nabil Nari Karja | 6.15% - 7.65% | - | |
Nabil BankNabil Bank | Nabil Sajilo Karja | 6.15% - 7.65% | - | |
Nabil BankNabil Bank | Sajilo Express Karja | 6.15% - 7.65% | - | |
Sanima BankSanima Bank | Working Capital/STL | 6.18% - 8.18% | - | |
MachhapuchhreMachhapuchhre Bank | Working Capital Loan | 6.19% - 8.19% | - | |
NIC AsiaNIC ASIA Bank | Easy Business Loan | 6.25% - 8.25% | - | |
NIC AsiaNIC ASIA Bank | Small Business Loan | 6.25% - 8.25% | - | |
NMB BankNMB Bank | Working Capital Loan | 6.27% - 8.27% | - | |
Laxmi SunriseLaxmi Sunrise | Working Capital Loan | 6.28% - 8.28% | - | |
ManjushreeManjushree Finance | Business Loan | 6.38% - 10.38% | - | |
Kumari BankKumari Bank | Corporate | 6.41% - 8.16% | - | |
Global IMEGlobal IME Bank | WC Loan-Permanent | 6.45% - 8.45% | - | |
SCBStandard Chartered Bank | Cash Credit | 6.53% - 8.53% | - | |
SCBStandard Chartered Bank | Short Term Loan | 6.53% - 8.53% | - | |
SCBStandard Chartered Bank | Export/Import Loan | 6.53% - 8.53% | - | |
Prabhu BankPrabhu Bank | Sana Byawasiee Karja | 6.54% - 8.54% | - | |
MuktinathMuktinath Bikas Bank | Business Loan | 6.83% - 8.83% | - | |
Kumari BankKumari Bank | MSME/SME | 6.91% - 8.91% | - | |
Global IMEGlobal IME Bank | Small Business Loan | 6.95% - 8.95% | - | |
Prabhu BankPrabhu Bank | Working Capital Loan | 7.24% - 9.24% | - | |
RBBRastriya Banijya Bank | Demand Loan | 7.25% - 7.25% | - | |
NIC AsiaNIC ASIA Bank | Premium Business Loan | 7.25% - 9.25% | - | |
NIC AsiaNIC ASIA Bank | Corporate Loan | 7.25% - 9.25% | - | |
Nepal BankNepal Bank Ltd. | Mortgage Loan | 7.28% - 9.28% | - | |
Green Develop.Green Dev. Bank | Overdraft | 7.36% - 11.36% | - | |
Green Develop.Green Dev. Bank | SME Loan | 7.36% - 11.36% | - | |
ICFC FinanceICFC Finance Ltd | Working Capital Loan | 7.39% - 9.39% | - | |
ICFC FinanceICFC Finance Ltd | SME Loan | 7.39% - 9.39% | - | |
Goodwill Finan.Goodwill Finance Co. | Trading Loan | 7.42% - 11.42% | - | |
Goodwill Finan.Goodwill Finance Co. | Industrial Loan | 7.42% - 10.92% | - | |
Sindhu BikasSindhu Bikas Bank | Business Loan | 7.48% - 12.48% | - | |
Sindhu BikasSindhu Bikas Bank | Overdraft | 7.48% - 12.48% | - | |
Kumari BankKumari Bank | SME-Fixed Rate | 7.49% - 7.49% | 7 years | |
Central FinCentral Finance Ltd | Working Capital | 7.57% - 12.57% | - | |
Reliance Fin.Reliance Finance Ltd. | SME Loan | 7.63% - 9.63% | - | |
Pokhara Finan.Pokhara Finance | Business Loan | 7.76% - 12.76% | - | |
Pokhara Finan.Pokhara Finance | Industrial Loan | 7.76% - 12.76% | - | |
ProgressiveProgressive Fin. Co. | SME Loan | 7.80% - 10.80% | - | |
ProgressiveProgressive Fin. Co. | Industrial Loan | 7.80% - 10.80% | - | |
MuktinathMuktinath Bikas Bank | Sulav Byawasaya Karja | 7.83% - 9.83% | - | |
Reliance Fin.Reliance Finance Ltd. | Business Loan | 7.88% - 9.63% | - | |
Best FinanceBest Finance Co. | Industrial Loan | 8.89% - 13.89% | - | |
Best FinanceBest Finance Co. | SME Loan | 8.89% - 13.89% | - | |
Best FinanceBest Finance Co. | Working Capital Loan | 8.89% - 13.89% | - | |
Global IMEGlobal IME Bank | Small Business Loan-Fixed Rate | 8.99% - 10.99% | - |
Updated as on: Apr 23, 2026
