Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Overdraft

5.30% - 6.80%

-

RBB

Rastriya Banijya Bank
Hypothecation

5.30% - 6.80%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

5.30% - 6.30%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

5.69% - 8.69%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

5.69% - 7.69%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

5.69% - 8.69%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

5.69% - 10.69%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

5.69% - 8.69%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

5.69% - 7.69%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

5.69% - 6.69%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

5.69% - 6.69%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

5.69% - 6.69%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

5.74% - 7.49%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

5.74% - 7.74%

-

RBB

Rastriya Banijya Bank
Export Loan

5.80% - 5.80%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

5.99% - 7.49%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

5.99% - 7.74%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

5.99% - 7.99%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

6.15% - 8.15%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

6.18% - 8.18%

-

Nepal SBI

Nepal SBI Bank
SME Loan

6.18% - 8.18%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

6.18% - 8.18%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

6.19% - 9.69%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

6.24% - 8.24%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

6.24% - 8.24%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

6.29% - 8.29%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

6.30% - 9.30%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

6.30% - 9.30%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

6.35% - 9.35%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

6.35% - 9.10%

-

Excel Bikas

Excel Bikas Bank
Business Loan

6.35% - 10.35%

-

Excel Bikas

Excel Bikas Bank
SME Loan

6.35% - 9.85%

-

Kumari Bank

Kumari Bank
SME

6.44% - 8.44%

-

Himalayan

Himalayan Bank
Working Capital Loan

6.48% - 8.48%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

6.48% - 8.98%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

6.49% - 8.49%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

6.49% - 8.49%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

6.49% - 11.49%

-

Prime Bank

Prime Commercial Bank
SME Loan

6.49% - 11.49%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

6.49% - 11.49%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

6.59% - 10.59%

-

Shine Resunga

Shine Resunga BB
Service Business

6.59% - 10.59%

-

Shine Resunga

Shine Resunga BB
Working Capital

6.59% - 10.59%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

6.59% - 10.59%

-

Shine Resunga

Shine Resunga BB
Trading Loans

6.59% - 10.59%

-

SCB

Standard Chartered Bank
Cash Credit

6.68% - 8.68%

-

SCB

Standard Chartered Bank
Short Term Loan

6.68% - 8.68%

-

SCB

Standard Chartered Bank
Export/Import Loan

6.68% - 8.68%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

6.74% - 9.24%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

6.76% - 10.51%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

6.76% - 10.51%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

6.92% - 10.92%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

6.92% - 10.92%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

6.92% - 10.92%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

6.93% - 11.93%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

6.93% - 11.93%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

6.93% - 11.93%

-

Himalayan

Himalayan Bank
Small/Personal Business

6.98% - 8.98%

-

Sanima Bank

Sanima Bank
Working Capital/STL

6.98% - 8.98%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

7.04% - 9.04%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

7.04% - 9.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

7.05% - 11.04%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

7.05% - 11.04%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

7.05% - 11.04%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

7.05% - 12.05%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

7.05% - 12.05%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

7.09% - 9.09%

-

Global IME

Global IME Bank
WC Loan-Permanent

7.10% - 9.10%

-

Muktinath

Muktinath Bikas Bank
Business Loan

7.10% - 11.10%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.10% - 11.10%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

7.11% - 9.11%

-

NMB Bank

NMB Bank
Working Capital Loan

7.13% - 9.13%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

7.24% - 9.24%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

7.24% - 9.24%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

7.24% - 9.24%

-

RBB

Rastriya Banijya Bank
Refinancing

7.30% - 8.05%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

7.35% - 9.85%

-

Kumari Bank

Kumari Bank
Corporate

7.44% - 9.19%

-

Global IME

Global IME Bank
Small Business Loan

7.60% - 9.60%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

7.73% - 9.73%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.80% - 7.80%

-

Manjushree

Manjushree Finance
Business Loan

7.80% - 11.80%

-

Garima Bikas

Garima Bikas Bank
SME Loan

7.82% - 9.82%

-

Garima Bikas

Garima Bikas Bank
Business Loan

7.82% - 9.82%

-

Green Develop.

Green Dev. Bank
Overdraft

7.84% - 11.84%

-

Green Develop.

Green Dev. Bank
SME Loan

7.84% - 11.84%

-

Kumari Bank

Kumari Bank
MSME/SME

7.94% - 9.94%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

7.95% - 11.95%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

7.95% - 11.95%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

7.95% - 11.95%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

7.99% - 9.99%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

8.04% - 10.04%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

8.04% - 10.04%

-

Central Fin

Central Finance Ltd
Working Capital

8.25% - 13.25%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

8.28% - 12.28%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

8.28% - 11.78%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

8.43% - 10.43%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

8.43% - 13.43%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

8.43% - 13.43%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

8.56% - 10.56%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

8.56% - 10.56%

-

Progressive

Progressive Fin. Co.
SME Loan

8.58% - 11.58%

-

Progressive

Progressive Fin. Co.
Industrial Loan

8.58% - 11.58%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

8.99% - 10.99%

-

Pokhara Finan.

Pokhara Finance
Business Loan

9.24% - 14.24%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

9.24% - 14.24%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

9.59% - 9.59%

7 years

Best Finance

Best Finance Co.
Industrial Loan

10.35% - 15.35%

-

Best Finance

Best Finance Co.
SME Loan

10.35% - 15.35%

-

Best Finance

Best Finance Co.
Working Capital Loan

10.35% - 15.35%

-

Updated as on: Aug 30, 2025