college of Applied Business
college of Applied Business

Mortgage-Flexi

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agricultural Dev. Bank
Mortgage Loan

4.79% - 7.79%

-

Krishi Bikas

Agricultural Dev. Bank
Salary Account Loan

4.79% - 6.79%

-

Krishi Bikas

Agricultural Dev. Bank
Household Loan

4.79% - 9.79%

-

Machhapuchhre

Machhapuchhre Bank
Salary Package Loans-Specific

5.04% - 7.04%

-

Siddhartha

Siddhartha Bank
Mortgage Loan-Term Loan

5.05% - 8.30%

-

Siddhartha

Siddhartha Bank
Mortgage Loan-Overdraft

5.05% - 8.30%

-

Prime Bank

Prime Commercial Bank
Mortgage Loan-Term

5.07% - 10.07%

-

Prime Bank

Prime Commercial Bank
Mortgage Loan-Overdraft

5.07% - 10.07%

-

Citizens Bank

Citizens Bank Int'l
Mortgage Loan(Overdraft)

5.12% - 9.12%

-

Citizens Bank

Citizens Bank Int'l
Mortgage Loan(Term Loan)

5.12% - 8.12%

-

Everest Bank

Everest Bank
Flexi Loan

5.31% - 7.31%

-

Nabil Bank

Nabil Bank
Super Mortgage Loan

5.69% - 7.69%

-

Nepal SBI

Nepal SBI Bank
Mortgage Term Loan

5.71% - 7.71%

-

Himalayan

Himalayan Bank
Mortgage Loan-Premier

5.81% - 7.81%

-

Himalayan

Himalayan Bank
Subidha Loan-Premier

5.81% - 7.81%

-

Jyoti Bikas

Jyoti Bikas Bank
Mortgage Loan

5.89% - 10.89%

-

Jyoti Bikas

Jyoti Bikas Bank
Startup

5.89% - 10.89%

-

Machhapuchhre

Machhapuchhre Bank
Mortgage Loans

6.04% - 8.04%

-

Machhapuchhre

Machhapuchhre Bank
Mortgage Overdraft

6.04% - 8.04%

-

Global IME

Global IME Bank
Mortgage Loan

6.25% - 8.25%

-

Sanima Bank

Sanima Bank
Loan against Salary

6.42% - 8.42%

-

Muktinath

Muktinath Bikas Bank
Mortgage Loan

6.57% - 8.57%

-

RBB

Rastriya Banijya Bank
Mortgage Loan

6.92% - 7.17%

-

Nepal Bank

Nepal Bank Ltd.
Flexi Term Loan

7.00% - 8.00%

-

Himalayan

Himalayan Bank
Subidha Loan -Fixed Rate

7.00% - 7.00%

7 years

Prabhu Bank

Prabhu Bank
Loan Against Property-Revolving

7.02% - 9.02%

-

Prabhu Bank

Prabhu Bank
Loan Against Property-Term

7.02% - 9.02%

-

Machhapuchhre

Machhapuchhre Bank
Salary Package Loan-Normal

7.04% - 9.04%

-

NMB Bank

NMB Bank
Loan Against Property

7.11% - 9.11%

-

NMB Bank

NMB Bank
NMB Talab Karja

7.11% - 9.11%

-

Nepal Bank

Nepal Bank Ltd.
Flexi Overdraft

7.50% - 8.00%

-

Himalayan

Himalayan Bank
Mortgage Loan-Fixed Rate

7.75% - 7.75%

7 years

Himalayan

Himalayan Bank
Subidha Loan-Standard

7.81% - 9.31%

-

Himalayan

Himalayan Bank
Mortgage Loan-Standard

7.81% - 9.31%

-

RBB

Rastriya Banijya Bank
Mortgage Loan-Fixed Rate

8.00% - 8.50%

10 years

Everest Bank

Everest Bank
Flexi Loan-Fixed Rate

8.00% - 8.00%

7 years

Nabil Bank

Nabil Bank
Mortgage Loan(2.5 cr)

8.49% - 10.49%

15 years

Prime Bank

Prime Commercial Bank
Mortgage Loan- Fixed Rate

9.00% - 11.00%

-

Citizens Bank

Citizens Bank Int'l
Mortgage Term Loan-Fixed Rate

9.50% - 9.50%

5 years

Siddhartha

Siddhartha Bank
Mortgage Loan-Fixed Rate

9.75% - 9.75%

5 years

Global IME

Global IME Bank
Mortgage Loan-Fixed Rate

9.99% - 11.99%

-

Nepal SBI

Nepal SBI Bank
Mortgage Loan-Fixed

9.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
NBL Flexi Loan-Fixed Rate

9.99% - 9.99%

10 years

Citizens Bank

Citizens Bank Int'l
Mortgage Term Loan-Fixed Rate

10.00% - 10.00%

10 years

Siddhartha

Siddhartha Bank
Mortgage Loan-Fixed Rate

10.25% - 10.25%

-

Siddhartha

Siddhartha Bank
Mortgage Loan-Fixed Rate

10.25% - 10.25%

10 years

Citizens Bank

Citizens Bank Int'l
Mortgage Term Loan-Fixed Rate

10.50% - 10.50%

15 years

Nabil Bank

Nabil Bank
Mortgage Loan > 2.5cr

10.99% - 11.99%

15 years

Updated as on: Aug 7, 2026