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Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

6.26% - 6.26%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

6.33% - 6.33%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

6.62% - 9.04%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Professional

6.62% - 9.04%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Nepalaxmi

6.62% - 9.04%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.62% - 8.62%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.62% - 9.04%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Realestate

6.62% - 9.37%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)

6.62% - 10.37%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

6.62% - 14.25%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)-Fixed Rate

6.62% - 13.50%

0.75%-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% offer

7 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.49% offer

10 years

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

7.04% - 8.12%

25 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan

7.06% - 9.06%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan

7.06% - 10.06%

15 years

Krishi Bikas

Agriculture Dev. Bank
Land Purchase Loan

7.06% - 10.06%

-

Krishi Bikas

Agriculture Dev. Bank
Complex and HL

7.06% - 10.06%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

7.21% - 7.21%

-

Global IME

Global IME Bank
Home Loan

7.24% - 10.74%

-

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

Excel Bikas

Excel Bikas Bank
Home Loan

7.50% - 11.00%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

7.51% - 8.26%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

7.51% - 7.51%

-

SCB

Standard Chartered Bank
Home Loan

7.53% - 9.53%

-

Kumari Bank

Kumari Bank
Home Loan-Prime

7.64% - 9.64%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

7.76% - 9.51%

-

NMB Bank

NMB Bank
Home Loan-(2.5 cr)

7.89% - 9.89%

20 years

NMB Bank

NMB Bank
Home Loan->(2.5Cr.)

7.89% - 9.89%

20 years

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

7.89% - 11.64%

-

Prime Bank

Prime Commercial Bank
Home Loan

7.92% - 12.92%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

7.92% - 12.92%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Everest Bank

Everest Bank
Home Loan

7.99% - 9.99%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan

8.01% - 8.51%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

8.01% - 8.51%

0.75%20 years

Muktinath

Muktinath Bikas Bank
Home Loan

8.02% - 12.02%

-

Nepal SBI

Nepal SBI Bank
Home Loan

8.03% - 10.03%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

8.04% - 10.04%

-

Kumari Bank

Kumari Bank
Home Loan

8.14% - 10.14%

-

Shine Resunga

Shine Resunga BB
Home Loan

8.19% - 12.19%

-

Nabil Bank

Nabil Bank
Home Loan

8.26% - 9.76%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

8.26% - 10.26%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

8.32% - 13.32%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

8.35% - 13.35%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

8.39% - 10.39%

-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

8.43% - 10.43%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

8.49% - 11.99%

15 years

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

8.52% - 12.51%

-

Himalayan

Himalayan Bank
Home Loan-Premier

8.53% - 10.53%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

8.54% - 10.54%

-

NIMB

Nepal Investment Mega Bank
Home Loan(2.5 cr)

8.57% - 10.57%

0.75%-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

8.76% - 10.76%

-

Sanima Bank

Sanima Bank
Home Loan

8.76% - 10.76%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

8.76% - 10.76%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

8.77% - 12.77%

-

Garima Bikas

Garima Bikas Bank
Home Loan

8.92% - 10.92%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.93% - 12.93%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

9.01% - 14.01%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

9.06% - 11.06%

-

NIMB

Nepal Investment Mega Bank
Housing Loan->2.5 cr

9.07% - 11.07%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

9.26% - 11.26%

-

Green Develop.

Green Dev. Bank
Home Loan

9.28% - 13.28%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

9.39% - 11.39%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

9.43% - 11.43%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

9.43% - 11.43%

5 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

9.50% - 9.50%

0.75%7 years

ICFC Finance

ICFC Finance Ltd
Home Loan

9.55% - 13.55%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

9.58% - 11.58%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

9.58% - 11.58%

-

Central Fin

Central Finance Ltd
Home Loan

9.60% - 14.60%

-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.75% - 10.25%

0.75%15 years

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

9.79% - 16.79%

-

Progressive

Progressive Fin. Co.
Home Loan

9.80% - 12.80%

-

Manjushree

Manjushree Finance
Home Loan

9.87% - 12.87%

15 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

9.99% - 11.99%

-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% - 9.99%

10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

10.00% - 10.25%

0.75%20 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

10.00% - 10.00%

0.75%7 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.00% - 10.00%

5 years

Shree Invest

Shree Invest &Finance
Home Loan

10.02% - 16.01%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

10.16% - 14.16%

-

Himalayan

Himalayan Bank
Home Loan-Standard

10.53% - 12.03%

0.75%-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

10.53% - 12.53%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

10.56% - 10.56%

5 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed

10.56% - 10.56%

5 years

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

10.99% - 10.99%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.00% - 11.00%

0.75%5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.00% - 11.00%

10 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

11.00% - 13.00%

20 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

11.06% - 11.06%

10 years

Krishi Bikas

Agriculture Dev. Bank
Land Purchase-Fixed Rate

11.06% - 11.06%

-

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

11.06% - 11.06%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed Rate

11.06% - 11.06%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

11.39% - 16.00%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

11.56% - 11.56%

15 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

11.56% - 11.56%

15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.75% - 11.75%

0.75%10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

12.00% - 12.00%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

12.00% - 12.50%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan-Fixed Rate

12.06% - 12.06%

-

Best Finance

Best Finance Co.
Home Loan

12.19% - 17.19%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

12.50% - 12.50%

0.75%-

Updated as on: Dec 1, 2024