Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

6.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.67% - 4.67%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.74% - 4.74%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.19% - 8.19%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.19% - 8.19%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.19% - 8.19%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.19% - 7.19%

10 years

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.20% - 7.20%

0.75%-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nabil Bank

Nabil Bank
Home Loan

5.54% - 7.54%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.56% - 7.06%

25 years

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Everest Bank

Everest Bank
Home Loan

5.75% - 7.75%

0.75%-

Nabil Bank

Nabil Bank
Affordable Loan

5.79% - 5.79%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

5.82% - 10.82%

-

Prime Bank

Prime Commercial Bank
Home Loan

5.82% - 10.82%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.92% - 6.17%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

5.98% - 7.98%

20 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

5.98% - 7.98%

-

NMB Bank

NMB Bank
Home Loan-(3 cr)

5.98% - 7.98%

20 years

Nabil Bank

Nabil Bank
Super Home Loan

6.04% - 8.04%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.04% - 7.79%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.10% - 9.85%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.11% - 8.11%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.16% - 8.16%

0.75%-

Nepal SBI

Nepal SBI Bank
Home Loan

6.18% - 8.18%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.25% - 11.25%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

6.32% - 10.31%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.41% - 11.41%

-

RBB

Rastriya Banijya Bank
Home Loan

6.42% - 6.92%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.42% - 6.92%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.42% - 7.17%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.42% - 6.42%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.48% - 8.48%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.48% - 8.48%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.49% - 10.49%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.61% - 8.61%

-

Global IME

Global IME Bank
Home Loan

6.66% - 8.66%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.70% - 8.70%

-

Garima Bikas

Garima Bikas Bank
Home Loan

6.81% - 8.81%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.81% - 8.81%

0.75%-

Muktinath

Muktinath Bikas Bank
Home Loan

6.84% - 8.84%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.90% - 8.90%

-

Sanima Bank

Sanima Bank
Home Loan

6.90% - 8.90%

-

Manjushree

Manjushree Finance
Home Loan

6.91% - 10.91%

15 years

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.05% - 7.05%

0.75%-

ICFC Finance

ICFC Finance Ltd
Home Loan

7.07% - 11.07%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.11% - 9.11%

-

Kumari Bank

Kumari Bank
Home Loan

7.20% - 9.20%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.20% - 9.20%

-

Green Develop.

Green Dev. Bank
Home Loan

7.37% - 11.37%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

7.48% - 9.48%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.48% - 7.48%

0.75%-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

7.50% - 9.50%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.50% - 9.50%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.50% - 7.50%

0.75%7 years

Goodwill Finan.

Goodwill Finance Co.
Home Loan

7.59% - 11.59%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.84% - 12.84%

-

Central Fin

Central Finance Ltd
Home Loan

7.88% - 12.88%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Progressive

Progressive Fin. Co.
Home Loan

8.11% - 11.11%

-

Himalayan

Himalayan Bank
Home Loan-Standard

8.16% - 9.66%

0.75%-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.25% - 8.25%

0.75%5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.51% - 12.51%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.52% - 10.27%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

Best Finance

Best Finance Co.
Home Loan

9.41% - 14.41%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Updated as on: Jan 29, 2026