Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.27% - 6.27%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.27% - 9.27%

-

Nabil Bank

Nabil Bank
Institutional

5.04% - 7.04%

-

Nepal Bank

Nepal Bank Ltd.
Individual

5.06% - 7.06%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

5.06% - 7.06%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

5.06% - 7.06%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

5.06% - 7.06%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

5.06% - 7.06%

-

Global IME

Global IME Bank
Micro finance Loan

5.16% - 7.16%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.19% - 7.19%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.40% - 7.40%

-

NMB Bank

NMB Bank
Microfinance retail

5.48% - 7.48%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.48% - 7.48%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.50% - 7.50%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.50% - 7.50%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.68% - 7.68%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.68% - 9.18%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.70% - 7.70%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.72% - 7.72%

-

Everest Bank

Everest Bank
Deprived Sector

5.75% - 7.75%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.82% - 10.82%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.82% - 10.82%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.92% - 5.92%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

6.10% - 9.85%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.25% - 11.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.25% - 11.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.25% - 8.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.25% - 11.25%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

6.32% - 11.31%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

6.32% - 11.31%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

6.32% - 11.31%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

6.32% - 11.31%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

6.32% - 11.31%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

6.32% - 11.31%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.49% - 10.49%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.49% - 10.49%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.54% - 8.04%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.54% - 8.04%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

7.07% - 10.07%

-

Green Develop.

Green Dev. Bank
Institutional

7.37% - 11.37%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.37% - 11.37%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.45% - 9.45%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.50% - 9.50%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

7.59% - 11.59%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.68% - 9.68%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.68% - 9.68%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.84% - 12.84%

-

Central Fin

Central Finance Ltd
Deprived Sector

7.88% - 12.88%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.11% - 10.11%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.11% - 10.11%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.16% - 9.66%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.27% - 10.27%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

8.51% - 13.51%

-

Best Finance

Best Finance Co.
Deprived Sector

9.41% - 14.41%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

9.44% - 11.44%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

9.44% - 11.44%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: Jan 29, 2026