Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.40% - 9.40%

-

SCB

Standard Chartered Bank
Deprived Sector

4.40% - 6.40%

-

Nabil Bank

Nabil Bank
Institutional

4.65% - 6.65%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.78% - 6.78%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.78% - 6.78%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.78% - 6.78%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.78% - 6.78%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.78% - 6.78%

-

Global IME

Global IME Bank
Micro finance Loan

4.95% - 6.95%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.06% - 7.06%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.16% - 7.16%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.16% - 7.16%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.18% - 7.18%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.19% - 7.19%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.26% - 7.26%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.26% - 8.76%

-

NMB Bank

NMB Bank
Microfinance retail

5.27% - 7.27%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.34% - 7.34%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.41% - 7.41%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.42% - 10.42%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.42% - 10.42%

-

Everest Bank

Everest Bank
Deprived Sector

5.57% - 7.57%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.75% - 5.75%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

5.80% - 9.80%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

5.80% - 9.80%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.83% - 9.58%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

5.86% - 9.86%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

5.86% - 9.86%

-

Shine Resunga

Shine Resunga BB
Retail

5.91% - 9.91%

-

Shine Resunga

Shine Resunga BB
Wholesale

5.91% - 9.91%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

5.93% - 10.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

5.93% - 10.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

5.93% - 10.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

5.93% - 10.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

5.93% - 10.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

5.93% - 10.92%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.05% - 8.05%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.06% - 11.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.06% - 11.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.06% - 8.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.06% - 11.06%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.15% - 7.65%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.15% - 7.65%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

6.39% - 9.39%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.16% - 9.16%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

7.24% - 11.24%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.25% - 9.25%

-

Green Develop.

Green Dev. Bank
Institutional

7.36% - 11.36%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.36% - 11.36%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.48% - 12.48%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.49% - 9.49%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.49% - 9.49%

-

Central Fin

Central Finance Ltd
Deprived Sector

7.57% - 12.57%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

7.61% - 12.61%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

7.63% - 9.63%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.80% - 9.80%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.80% - 9.80%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

7.99% - 9.49%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.83% - 10.83%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.83% - 10.83%

-

Best Finance

Best Finance Co.
Deprived Sector

8.89% - 13.89%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.00% - 12.00%

-

Updated as on: Apr 29, 2026