Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

7.36% - 12.36%

-

SCB

Standard Chartered Bank
Deprived Sector

7.36% - 9.36%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

7.99% - 9.99%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

7.99% - 9.99%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

7.99% - 9.99%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

7.99% - 9.99%

-

Nabil Bank

Nabil Bank
Institutional

8.36% - 10.36%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

8.52% - 13.52%

-

Siddhartha

Siddhartha Bank
Direct Lending

8.71% - 12.71%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

8.71% - 10.71%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

8.75% - 10.75%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

8.75% - 10.75%

-

Global IME

Global IME Bank
Micro finance Loan

8.84% - 10.84%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

8.92% - 8.92%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

8.97% - 10.97%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

8.98% - 10.98%

-

NMB Bank

NMB Bank
Microfinance retail

9.15% - 11.15%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

9.29% - 13.29%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

9.45% - 12.45%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

9.45% - 12.45%

-

Shine Resunga

Shine Resunga BB
Wholesale

9.47% - 11.47%

-

Shine Resunga

Shine Resunga BB
Retail

9.47% - 12.47%

-

Everest Bank

Everest Bank
Deprived Sector

9.63% - 11.63%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

9.68% - 11.68%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

9.68% - 14.68%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

9.68% - 14.68%

-

Kumari Bank

Kumari Bank
Deprived Sector

9.79% - 11.79%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

9.84% - 14.84%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.84% - 14.84%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

9.86% - 11.36%

-

Nabil Bank

Nabil Bank
Low Cost Housing

9.86% - 11.36%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

9.86% - 11.86%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

9.91% - 11.91%

-

Nepal Bank

Nepal Bank Ltd.
Individual

9.99% - 9.99%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

10.04% - 14.54%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

10.04% - 12.04%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

10.11% - 13.86%

-

Sanima Bank

Sanima Bank
Other Retail Loan

10.16% - 12.16%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

10.39% - 15.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

10.39% - 12.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

10.39% - 15.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

10.39% - 15.39%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

10.75% - 12.75%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

10.92% - 15.92%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

10.95% - 12.95%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

10.95% - 12.95%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

11.07% - 13.07%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

11.13% - 16.12%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

11.14% - 13.14%

-

Green Develop.

Green Dev. Bank
Institutional

11.25% - 15.25%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

11.25% - 15.25%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

11.47% - 16.47%

-

Central Fin

Central Finance Ltd
Deprived Sector

11.54% - 16.54%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

11.59% - 15.59%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

11.65% - 15.65%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

12.19% - 16.19%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

12.29% - 14.29%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

12.29% - 14.29%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

12.32% - 14.32%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

12.35% - 18.34%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 12.50%

3 years

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

12.72% - 14.72%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

12.72% - 14.72%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

13.50% - 13.50%

5 years

Best Finance

Best Finance Co.
Deprived Sector

13.69% - 18.69%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.50% - 14.50%

10 years

Updated as on: Apr 22, 2024